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PhilHealth Contribution Calculator in the Philippines

Use this PhilHealth contribution calculator to estimate the monthly premium based on the current 5% rate, PHP 10,000 salary floor, and PHP 100,000 salary ceiling. For employed members, the premium is generally split equally between employer and employee.

At a Glance

Premium formula
Monthly basic salary x 5%
Salary floor
PHP 10,000
Salary ceiling
PHP 100,000
Typical employed split
50% employer, 50% employee
Last checked
April 11, 2026

PhilHealth Contribution Estimate

Based on regular employee 5% rate

The calculator applies the ₱10,000 floor and ₱100,000 ceiling automatically.

How PhilHealth Contributions Work

The formula is straightforward: multiply the salary basis by 5%. If the salary is below PHP 10,000, the floor applies. If it is above PHP 100,000, the ceiling applies.

For employed members, the result is split equally between employer and employee. Example: if the monthly basic salary is PHP 50,000, the total premium is PHP 2,500, with PHP 1,250 each for the employer and employee shares.

Employer Notice: Missed-Contribution Waiver

PhilHealth has a one-time waiver of interest on missed employer contributions covering July 2013 to December 2024. Settlement requests are accepted until December 31, 2026. Employers should check the official PhilHealth channels for requirements and eligibility.

Important Reminder

Because contribution rules can be updated through new circulars, verify any later advisory before making actual payments.

Frequently Asked Questions

How do you compute PhilHealth contribution?
Multiply the salary basis by 5%, then apply the minimum salary floor and maximum salary ceiling before computing the result.
Is PhilHealth split between employer and employee?
For employed members, the premium is generally shared equally between employer and employee.
What salary should I use?
Use the monthly basic salary for the applicable contribution period, subject to the current floor and ceiling.
Is there a PhilHealth missed-contribution relief program?
Yes. PhilHealth announced a one-time waiver program for missed employer contributions covering July 2013 to December 2024, subject to requirements and the December 31, 2026 deadline.

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